What Basirix does

Deep understanding, applied to healthcare insurance data.

Where the numbers come from, what they mean, and why they hold up.

Built for the people who have to explain the numbers.

Every figure traced to the document it came from.

Basirix takes its name from an ancient word for deep insight — seeing clearly what others skim past. That’s the idea behind the work. It began the way most useful things do, with a frustration: a benefits team rebuilding the same carrier reports by hand every month, watching a spreadsheet drift a little further from the source each time.

The question that started it is the one we still work on — how do you preserve the facts inside dense healthcare insurance data and turn them into something a person can actually explain? We work from the source material, keep the facts intact, and turn the signal into clear, defensible reporting for the people responsible for explaining the numbers.

Free · live now

Actuarial value you can audit.

Compare any two plan designs in 60 seconds — built on CMS’s own methodology, validated to four decimals against the federal calculator. Free. No signup. No black box.

Mirrored, not estimated
Reproduces the CMS AV methodology to the fourth decimal.
Traceable
Every figure ties back to your plan’s stated design.
Fingerprinted
A chain of evidence on each result — reproducible and reviewable.

The only benefits calculator that tells you when it isn’t sure.

Every number traceable. Every assumption disclosed. When the math can’t be trusted, we say so — instead of showing you a number anyway. That’s the whole point.

An actuarial-value analysis, not a certified or filed regulatory actuarial value.

Live now

The federal arbitration record, as one standardized ledger.

The federal Independent Dispute Resolution process settles more than half a million claims each quarter. Basirix aggregates every CMS quarterly release into a standardized public ledger — so plan sponsors, brokers, and provider finance can track outcomes as they publish.

Every release, one shape
Each quarterly CMS public-use file normalized into a single consistent ledger.
Source-anchored
Built from the published federal data, with the reference tables stated.
Tracked over time
Outcomes, payment benchmarks, and dispute patterns as they move release to release.

Source: CMS Federal IDR Public Use File (PUF). Analysis of published federal data.

SBC Extraction

Every SBC, read the way a plan sponsor reads it.

Drop in up to three Summaries of Benefits and Coverage and get a clean side-by-side benefit breakdown, cost-sharing value, and actuarial value — in minutes. Tested against thousands of real plan-sponsor SBCs from across the U.S.

Built for plan sponsors
Every SBC extractor we’ve seen is engineered for the individual exchange or SHOP shopper. This one is built bottom-up for the plans employers actually run.
Traced to the page
Every extracted field carries the page it was read from.
Refuses rather than guesses
When a benefit can’t be read cleanly, it is flagged instead of filled in.

Stop retyping SBCs into spreadsheets.

Three plans in, one clean comparison out — benefits, cost-sharing value, and actuarial value, side by side, every number traced to its source. What took a benefits analyst a day now takes minutes.

Expected in the next few weeks.

Computed on CMS’s public AV methodology; not a certified or filed actuarial value.

About Basirix

Built from source material.

Basirix is built by a team with experience across health insurance, underwriting, finance, consulting, and technology. Our work focuses on finding the signal inside complex healthcare insurance data and turning it into practical, trusted intelligence.